Summer 2026

Qlo

Legora for commercial insurance carriers

Visit website

What they do

AI agents and system of record for commercial insurance underwriting

How close to us

3, close

shared rules, accounts and workflow state with agents; one vertical, large carriers

Wedges

  • No wedge fit written yet.
L1 Company brain (knows the organisation) 2, clear
L2 Agent team (runs agents, tools, approvals) 2, clear
L3 Does and learns (finishes, checks, measures, updates the brain) 1, light

Who buys

Firm size
mid-market
Buyer type
business
Role
underwriting head
UK
not known
Their own description (from YC)

Qlo builds AI agents to run commercial insurance underwriting. We start by fully automating the operational work around risk decisions, become the system of record, and earn autonomy workflow by workflow toward the autonomous AI underwriter.

We’re rebuilding underwriting infrastructure from the ground up so human underwriters and AI agents can share the same accounts, rules, documents, permissions, and workflow state. 

We believe every commercial insurance program will eventually be built and operated end to end by AI agents on Qlo.

Full teardown

No full teardown yet. On the deep list.

Technical detail
Slug
qlo
Lens hash
179096c479
Pass
screen
Stale
no